Two kinds of Mortgage Life Insurance

If you take out mortgage life insurance you must have enough cover to repay your mortgage should you die before the term of the mortgage ends.

A little catch to watch out for

For a long while, many people paid for their mortgage life insurance twice without realising it. Make sure you’re not one of them.

No dependents?

Don’t buy something you don’t need. If you have no dependents - this may not be a necessity.

 Can you save by switching?

It can indeed pay to shop around but remember, it depends on your age, health etc. 

Guaranteed premiums

When you buy mortgage term cover you get two premium options: guaranteed or reviewable. What's the difference...

Riskier = pricier

Besides your age and state of health the price of your life insurance will go up if you work in a hazardous environment or smoke regularly.

Where to get the best deal

With insurance as with everything else it pays to shop around. So we’ve done it for you.